Our Mission

At Thorough Wealth, we help Canadian business owners secure their future and freedom through expert wealth education and consultation. Our team specializes in addressing the personal and corporate financial challenges that come with running your own business. By leveraging various financial instruments, we optimize tax planning, estate planning, retirement planning, business exit planning, and executive compensation structuring. Our mission is to nurture your wealth with a Thorough Approach, considering all aspects of your life – your time, your money, your health, and your relationships. We maintain your Wealth Book, consolidating essential documents, and offer flexible virtual advising to keep you on track to reach your wealth goals. Secure your future for your lifetime and beyond with Thorough Wealth today.

Meet with us Services we offer

Our Team

Goran Ogar

Founder & Senior Wealth Consultant

Goran Ogar is a highly regarded financial strategist and consultant based in Alberta, Canada, with over 23 years of experience in insurance, tax, estate, and retirement planning. Goran has conducted over 500 seminars and workshops, sharing his deep knowledge on financial topics ranging from the basics of investing to advanced corporate tax planning. He is celebrated for his ability to simplify complex financial challenges and provide clear, actionable solutions. Goran’s approach to wealth consulting is client-centric: he begins by understanding the values that matter most to his clients, then crafts tailored solutions to help them meet their goals. A business owner himself, Goran's entrepreneurial ventures have given him firsthand experience in real estate, recycling, oil and gas, and hospitality– from startups to public company mergers and acquisitions. An avid athlete, he practices Brazilian Jiu-Jitsu and enjoys running through Alberta’s scenic trails in his spare time. Goran is supported by his entrepreneurial wife Jasmina and their sons Marko and Milan– who both work in the financial industry. Goran’s passion for travel, food, and architecture motivates his holistic approach to wealth planning.

Marko Ogar

Junior Wealth Consultant

As a recent electrical engineering grad with 9 years of creative media experience, Marko Ogar blends technical know-how with a creative flair in his role as a Junior Wealth Consultant. Marko’s dedication to sports, from volleyball to Brazilian Jiu-Jitsu, highlights his discipline and penchant for personal growth. With experience in retail and hospitality, Marko is great at helping clients meet their needs with bespoke solutions that consider their time, money, health, and relationships. As a Junior Wealth Consultant, Marko supports the Thorough Wealth team with virtual advising and maintaining clients’ wealth books. Inspired by his entrepreneurial family, he’s excited about helping Canadian business owners and professionals preserve and grow their wealth.

Milan Ogar

Junior Wealth Consultant

Milan Ogar brings 5 years of creative media experience paired with a background in hospitality, which has honed his person-oriented approach, making him quick to provide his clients with the support they need. Milan’s love for sports and travel reflects his dynamic and energetic personality. As a Junior Wealth Consultant, Milan supports the Thorough Wealth team with virtual advising and maintaining clients’ wealth books. His extensive travel and creative experiences, combined with his hospitality background, contribute to his empathetic approach to client relations. Supported by his entrepreneurial family, Milan is dedicated to providing a fresh approach to financial consulting.

Our Process

Getting to Know You

We want to know about you! What’s your story? What do you value? What are your interests?
Goals and Aspirations

Now that we know what you value and how you live, we will explore your goals and aspirations! What kind of lifestyle do you want to lead? When do you want to retire? What kind of legacy do you want to leave behind?
Gathering Your Data

So what’s it gonna take to get there? Well, let’s take a look at your current situation. At this stage, we get a bit more serious and compile some of your financial data to see what needs to be done.

Comprehensive Assessment

Now that we know your story, your lifestyle, and your aspirations, we will carefully consider each detail gathered to create a comprehensive assessment of your, your family’s, and your business’ needs. The comprehensive assessment will be a short document outlining your financial projections.
Recommending a Plan

With your needs established in the comprehensive assessment, we will develop a holistic wealth plan that optimizes the way all components of your story, your lifestyle, and aspirations align. Two things are certain in life: death and taxes– which both carry risks and liabilities to you, your family, and your business. Without a plan, these risks and liabilities will erode your wealth. Not only do our plans address your challenges, but they also highlight opportunities for growth, ensuring you can secure your future on your own terms.

Implementing the Plan

At this stage, we will work together with you and your professional team to make informed and compliant decisions related to your personal, family, and business finances. Our strategies involve many important details and steps, and we will make sure that you are completely aware of them all. Your plan may involve making investments, restructuring your corporation, purchasing permanent life insurance, and more. Once the plan has been carefully reviewed, each item will be implemented from highest to lowest priority.
Your Investment Policy Statement

A key component of implementing our strategies will be the Investment Policy Statement (IPS). It is important to establish and record consistent policies that function as the framework for future decision-making. The IPS will be a business plan for your personal finances– communicating the investment philosophy, procedures, guidelines, and constraints to be adhered to by all parties managing your wealth.
Creating Your Wealth Book

Although everyone values the convenience of good organization, not everyone practices it. Keeping your most important financial documents in a single location will be critical to securing your, your family’s, and your business’ future. The Wealth Book will be your ultimate resource for wealth management. It will include copies of your wills, powers of attorney, life insurance policies, home insurance policies, car insurance policies, quarterly investment performance reports, information on all bank accounts, and more.

Regular Review of Progress

Now that your strategy has been implemented, we will regularly organize meetings with you to review your progress and keep you on track to reach your wealth goals.
Fine Tuning

We do not expect your personal or financial situation to stay the same, so we are ready to make adjustments when they are needed. During our regular meetings, it will be important to share any material developments with us (i.e. you have a child, get married, receive a big inheritance, etc), so we can determine if a strategy needs to be revised. When new planning opportunities present themselves, we will work with you and your professional team to figure out how they can benefit you.

Meet Goran Ogar

Our Mission

Our Team

Goran Ogar

Founder & Senior Wealth Consultant

Marko Ogar

Junior Wealth Consultant

Milan Ogar

Junior Wealth Consultant

Our Process

Stage I: Discovery

Getting to Know You

Goals and Aspirations

Gathering Your Data

Stage II: Projections & Planning

Comprehensive Assessment

Recommending a Plan

Stage III: Taking Action

Implementing the Plan

Your Investment Policy Statement

Creating Your Wealth Book

Stage IV: Continued Growth

Regular Review of Progress

Fine Tuning